Self-Employed Mortgage in Ontario: Yes, You Can Qualify (Even If Your Tax Returns Tell a Different Story)

General Lora Fenn 11 May

One of the biggest myths I hear from business owners across Barrie, Simcoe County, Collingwood, Muskoka, and Ontario is: “I’m self-employed, so I’ll never qualify for a mortgage.” And honestly — that’s usually not true. Self-employed people buy homes, refinance, renew mortgages, and invest in real estate every single day. It can feel a little […]

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Why I Tell Clients to Call Me Before They Start House Shopping

General Lora Fenn 11 May

One of the biggest mistakes I see Ontario home buyers make is starting the house hunt before talking to a mortgage professional. And honestly — I completely get why it happens. You’re scrolling listings in Barrie, Collingwood, Orillia, Muskoka, or Simcoe County… you find a house you love… and suddenly you’re emotionally attached before you […]

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Rates Have Already Moved — And Oil Is a Big Reason Why

Latest News Lora Fenn 27 Mar

Mortgage Rates Have Already Moved — And Oil Is a Big Reason Why Oil has now pushed above $100 per barrel — and once it holds above the $95 range, it starts to create real inflation pressure across the economy. This matters more than most people realize. Because what’s happening with oil right now is […]

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Why the HST Cut on New Builds Isn’t the Full Story

Mortgage Strategy Lora Fenn 27 Mar

There’s been a quiet but important shift in Ontario’s housing market. The provincial government, led by Doug Ford, recently announced a temporary HST cut on new builds, set to last up to one year. At first glance, it sounds like a move designed to help first-time homebuyers. But the reality is a bit more layered. […]

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Mortgage Broker in Barrie & Simcoe County | Lora Fenn

Mortgage Tips Lora Fenn 25 Mar

Hi, I’m Lora Fenn — Mortgage Agent in Barrie and your local Mortgage Maven 👋 I’m a Mortgage Agent proudly serving Barrie, Orillia, Collingwood, Simcoe County, Muskoka, Parry Sound, and clients across Ontario and Canada. Whether you’re buying your first home, refinancing, renewing your mortgage, consolidating debt, self-employed, or looking at cottage financing, I help […]

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