General Lora Fenn 25 May
What Business Owners Need To Know Before Applying Being self-employed comes with freedom, flexibility, and opportunity. But when it comes to mortgages, many business owners quickly realize the process can feel more complicated than expected. One of the most common things I hear is: “My accountant says I make less income than I actually do.” […]
Read MoreGeneral Lora Fenn 25 May
What Many Canadian Families Don’t Realize One of the biggest misconceptions I hear as a mortgage agent is: “We have to wait until maternity leave is over before we can buy a home.” That’s not always true. In Canada, it may still be possible to qualify for a mortgage while on maternity leave — depending […]
Read MoreGeneral Lora Fenn 25 May
What Ontario Homeowners Need To Know Before Signing For many Canadians, mortgage renewal feels like a formality. The bank sends a letter. You sign it. Done. But what a lot of homeowners don’t realize is: your mortgage renewal is one of the biggest financial negotiation opportunities you’ll have. And your bank is counting on convenience. […]
Read MoreMortgage Strategy Lora Fenn 19 May
Finance and Parenthood Getting a Mortgage While on Maternity Leave in Ontario 👶🏡 One of the biggest misconceptions I hear as a mortgage agent is: “I have to wait until I’m back at work before I can buy a home.” That’s not always true. Many families across Ontario are surprised to learn that it may […]
Read MoreMortgage Strategy Lora Fenn 19 May
Debt Consolidation Debt Consolidation in Barrie – Combine Debts & Lower Payments High-interest debt can quietly drain your finances every single month. Credit cards, lines of credit, personal loans, and vehicle payments often carry much higher interest rates than mortgage financing — making it difficult for many homeowners to truly get ahead financially. If […]
Read MoreMortgage Strategy Lora Fenn 18 May
High Car Payments Car Payment StressHigh Car Payments Lower Your Car Payments Using Your Mortgage in Ontario If your car payment feels like it’s taking over your monthly budget, you’re definitely not alone. Many homeowners across Barrie, Simcoe County, Collingwood, and throughout Ontario are currently paying $600–$1,200+ per month on vehicle loans — and wondering […]
Read MoreMortgage Renewal Barrie Lora Fenn 18 May
Mortgage Renewal Specialist in Barrie, Ontario If your mortgage is coming up for renewal, this could be one of the biggest financial opportunities you’ve had in years — and most homeowners simply miss it. Too many people just sign the renewal offer their bank sends and hope for the best. But here’s the truth: Your […]
Read MoreGeneral Lora Fenn 15 May
Want to know what’s driving me nuts right now as a mortgage agent? 😅 Car payments. I’m seeing: 🚗 $800/month 🚗 $1,000/month 🚗 even $1,200+/month car payments And people don’t realize how much this impacts mortgage qualification. Sometimes that car payment is the reason you: • qualify for less • can’t refinance • struggle with […]
Read MoreGeneral Lora Fenn 12 May
Getting approved for a mortgage is not always straightforward — especially if you are self-employed, incorporated, buying your first home, refinancing debt, or renewing your mortgage. Many clients come to me after being declined by a major bank, overwhelmed by the process, or unsure which mortgage options actually fit their situation. The difference? I work […]
Read MoreGeneral Lora Fenn 12 May
Should I just sign my mortgage renewal with my bank? Not always. Your bank can only offer its own products and rates. Shopping your mortgage renewal can sometimes help you access better rates, improved mortgage features, or a strategy that better fits your financial goals. What does a mortgage agent do? A mortgage agent helps […]
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