About Me

Hi, I’m Lora.

If you’ve spent any time on my social media, you’ve probably figured out pretty quickly that I’m not your typical mortgage agent.

I love mortgages, but mortgages aren’t really what got me here.

The truth is, my story starts long before interest rates, lender guidelines, and mortgage applications.

It starts with two very different parents who shaped the way I see the world.

My dad was a teacher and a high-level athlete. He taught me how to think.

My mom was a social worker, adventurer, and one of the most social people I’ve ever known. She taught me how to live.

Together, they gave me a foundation that influences how I work with clients every single day.

The Kid Who Loved Math

I’ve always been a bit of a math nerd.

In Grade 1, my dad paid me to memorize my multiplication tables.

Not because he was trying to create a future mortgage agent.

He simply believed that learning math mattered.

He paid me for every table I learned.

The funny thing is that I absolutely loved it.

While other kids might have been motivated by the money, I genuinely loved the challenge. I loved figuring things out. I loved patterns. I loved numbers.

To this day, math and gym were probably my two favourite subjects in school.

Looking back, that makes a lot of sense.

One taught me how to solve problems.

The other taught me how to compete.

Those two things have shaped almost everything I’ve done since.

Skiing, Wrestling, and Competition

Sports were a huge part of my life growing up.

Especially skiing and wrestling.

If you’ve ever wondered why I can be a little competitive, that’s probably where it started.

Skiing taught me how to think ahead.

The fastest line isn’t always obvious. You have to look ahead, anticipate what’s coming, and make decisions before you get there.

Wrestling taught me something different.

It taught me that preparation matters.

Strategy matters.

Discipline matters.

The strongest athlete doesn’t always win.

The athlete who prepares, adapts, and executes often does.

Years later, I’ve realized those lessons apply surprisingly well to mortgages.

The best financial decisions are usually made before the pressure arrives.

Preparation beats panic.

Strategy beats reaction.

And the lowest rate isn’t always the best outcome.

Lessons From My Dad

My dad taught me more than math.

He taught me how to work.

He taught me how to compete.

He taught me that improvement comes from repetition.

Some of my favourite memories involve wrestling in the basement, playing basketball, water skiing, fishing, golfing, and spending time outdoors together.

One of my favourite stories is about playing catch.

If I made a bad throw and my dad had to chase the ball, there was a very good chance he’d get distracted and start gardening.

Twenty minutes later, he’d still be pulling weeds while I stood there waiting.

I got pretty good at throwing accurately.

Not because I was naturally talented.

Because I wanted to keep playing.

Looking back, it’s a funny lesson about consistency, improvement, and solving problems before they happen.

Lessons From My Mom

If my dad taught me math, my mom taught me money.

Not through lectures.

Through everyday life.

My mom was brilliant, wise, adventurous, and incredibly social.

She had the best laugh.

She could walk into a room and make people feel comfortable immediately.

She was the type of person who turned ordinary weekends into adventures.

Some of my favourite childhood memories involve the experiences she created for our family.

Ski trips.

Canoe adventures.

Rollerblading adventures.

Road trips.

Exploring new places.

Sightseeing.

Trying something new simply because it looked interesting.

She believed life was meant to be experienced.

She also taught me practical lessons about money.

I spent countless hours with her bargain hunting through outlet malls, liquidation stores, and discount shops.

She loved finding value.

Not because she was cheap.

Because she believed money should be spent intentionally.

She often talked about how spending huge amounts of money on vehicles didn’t make sense to her.

She believed experiences, relationships, and memories mattered more.

Looking back, many of the financial conversations I have with clients today aren’t really about mortgages at all.

They’re about priorities.

They’re about figuring out what matters most.

They’re about creating the life you actually want to live.

Those lessons came from my mom.

Open Houses Before Mortgages

Long before I became a mortgage agent, I was walking through open houses with my mom.

At the time, I didn’t realize it was unusual.

We would tour homes, explore neighbourhoods, and imagine what life might look like in different places.

I didn’t know it then, but those experiences planted the first seeds of my interest in homes, real estate, and the stories behind them.

Today, helping people buy homes feels surprisingly familiar.

Every home has a story.

Every family has a story.

Every mortgage has a story.

The Cottage

The cottage has always been one of my favourite places in the world.

Many of my best childhood memories happened there.

Swimming.

Boating.

Exploring.

Laughing.

Watching storms roll in across the water.

One memory that always makes me smile is a summer rainstorm that only hit part of the property.

My sister and I realized it was raining in one area but sunny in another.

Like most kids, we thought this was the greatest thing we’d ever seen.

We spent the afternoon running around the cottage property, completely fascinated by something so simple.

The older I get, the more I appreciate those moments.

Not because they were extraordinary.

Because they weren’t.

They were simple, joyful, and real.

That’s something I try to remember in both life and business.

The things that matter most are often simpler than we think.

Why Mortgages?

People often ask me how I ended up in the mortgage industry.

The answer is actually pretty simple.

Mortgages sit at the intersection of everything I’ve always loved.

Math.

Strategy.

Problem solving.

People.

Planning.

Education.

Helping.

I genuinely enjoy helping people understand their options.

I enjoy solving complicated situations.

I enjoy finding strategies that fit a family’s goals.

Most importantly, I enjoy helping people make confident decisions.

Beyond Mortgages

When I’m not helping clients, you’ll probably find me spending time with my family, enjoying the outdoors, golfing, boating, skiing, exploring Simcoe County, or creating memories with my son, Aksel.

Being a mom is one of the most important parts of who I am.

It constantly reminds me why financial planning matters.

Because behind every mortgage application is a real family.

Real goals.

Real dreams.

Real worries.

Real opportunities.

My Philosophy

The biggest lesson I’ve learned from both of my parents is that money is a tool.

It isn’t the goal.

The goal is creating a life you love.

A life filled with adventure.

Family.

Experiences.

Opportunities.

Security.

And the freedom to spend time doing what matters most.

That’s the approach I bring to every client relationship.

Because a mortgage isn’t just about financing a home.

It’s about helping you build the life that happens inside it.

I’m grateful to be part of that journey.